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Do You Have A Retirement Plan?


Retirement income statistics

You can easily do a Google search on retirement income statistics to compile your own depressing list but for starters did you know that for most US states less than 20% of the population have any retirement income and from 5 – 15% of persons aged 65 and over live below the poverty level (Source According to all the stats I can find most of us baby boomers have not done a real good job of preparing ourselves financially for retirement.

What happened to the dreams?

Maybe you had a pension fund that some greedy #@^&$# financial advisor screwed you out of or your retirement funds were tied up in your house that’s now worth half what it was last year. Or it could be you were just working as hard as you could all your life putting a roof over your family’s head, food on the table and clothes on their backs that there was never enough left over to save for your retirement.

How Can I Start an Online Business?

Whatever the reason there is a good chance that, for most of us, you won’t have enough money to get you above the government pension poverty line. Many of us are turning to the Internet in hopes of finding a way to make the money we never did in our regular jobs. Do a quick Google search for “Affiliate Marketing”, or “How to make money on line” and you be amazed at how many people can make $34,277 their first month after buying the advertised $97 dvd.

I hate to be the one to tell you but this doesn’t happen. Most of the people selling you these courses are just as broke as you are. This is not to say you can’t make money online – you absolutely can – but most people will never earn back the $97 they paid for the course and you sure as hell won’t do it in a month.

Is It Hopeless?

With hard work, perseverance and a little luck in six months to a year you might be making a living wage. A couple more years and maybe you can afford that house on the beach you’ve dreamed about. You can make buckets of money on the Internet but you have to learn a lot about how to do it and just as importantly what not to do.

Here at Geezer Guides we have picked a few themes that we hope our baby boomer readers will be interested in. The most import factor in enjoying our retirement is having enough money to do the things that make us happy. Call it “Making Money Online”, or “Affiliate Marketing” or even “How To Retire Early” whatever the title in this series we plan to take you step by step through the various opportunities and show you how they all work and what you need to look out for.

How Do I Get Started?

Pick something that you can get your feet wet in. Something that, if it doesn’t work out for you, you won’t get hurt. And if it does work out you can actually start making money with your own Internet business.

I know about just such a program and I’ll tell you all about it in my next article.